Waiting for the sun to shine

This time of the year is normally quiet for me and I could easily escape out of here for a few weeks and not be missed. The ‘important’ stuff can easily be sorted out, these days, by phone or internet. My family and I are heading to Tenerife next month and I wish that I could just press the fast forward button.

Needless to say, the weather here at present is not helping with any increases in business activity. I find that people get around to making hard personal finance decisions that have been put on the long finger, when the sun is shining.

The ‘sun’ isn’t really shining either, in any of the media outlets that we rely on for our news. The gradual erosion in confidence in all things ‘financial’ seems to be taking its toll and consumer sentiment is being pummelled by one gloomy story after another.

I think that we have to remind ourselves that these things run in cycles and that at some date in the future things will turn again, just as the sun will shine for more than 10 minutes at a time.

Those of you who invest on a regular basis are probably feeling that little bit better than those without. Your funds are down serious percentages in the last 12 months but at least you have ‘funds’ that you can call on to offset against rising monthly costs. So, well done on that hard personal finance decision you made some time back that now provides you with more options.

To those of you who intend investing on a regular basis at some stage in the future, start your research now and stop waiting for the ‘sun’ to shine before you make that hard decision.